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Posted by Gary Taffet

Should Your Startup Offer Health Insurance?

As a small business or startup, there are many benefits you can get away with not offering right off the bat. For example, perks such as cooking classes, on-site gyms, and massages can wait. However, health insurance isn’t something you should expect your employees to forfeit. Fun benefits might make your company stand out, but… Read more »

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Posted by Gary Taffet

Health Insurance Options for the Self-Employed

So, you’ve decided to work for yourself, and you’ve started your own business – congratulations! Now, what do you do about getting group health insurance? If you’re like many self-employed individuals, you may be struggling with this dilemma. It’s important to learn the best ways to make sure you, your family, and your employees (if… Read more »

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Posted by Gary Taffet

What You Should Know About Disability Insurance

Disability insurance is the type of insurance policy that will reimburse you for some of your lost income if you become injured or ill and are unable to work. If you work in a field that is particularly dangerous and where the risks of injury or illness are high, you might consider buying disability insurance… Read more »

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Posted by Gary Taffet

What You Should Know About Property Insurance

When you purchase a home, and your mortgage lender requires you to obtain home insurance coverage, you are buying a type of property insurance. Before you decide on a homeowner’s policy—or any other type of property coverage—there are a few things you should know about this category of insurance.   Property insurance is broken down… Read more »

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Posted by Gary Taffet

How Tough Negotiating Can Save You Money on Group Coverage

We tend to think about bartering as an archaic practice that no longer works in today’s global economy. Say the words “barter system” to anybody you know, and the first thing they’ll think of is more likely to be an image of old-timey pioneers haggling over fish and cans of beans than of anybody in… Read more »

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Posted by Gary Taffet

What Is the Difference Between Self-Insured and Fully-Insured Health Insurance?

If you are an employer setting up a health insurance plan for your employees, then “self-insured” and “fully-insured” are two of the terms you are likely to come across. What do these terms mean? Perhaps more importantly, what do they mean for you as an employer? Definitions: What “Self-Insured” and “Fully-Insured” Entails To start, let’s… Read more »

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Posted by Gary Taffet

Convert to Individual Plans and Save on Group Coverage?

Saving money on insurance is a huge concern for many small firms, who fear that they won’t be able to cover their employees without driving up their costs to unsustainable levels. This is something I am asked about all the time in my work as an insurance consultant: how can firms lower their costs while… Read more »

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Posted by Gary Taffet

A Comprehensive Guide To Group Policy Insurance Coverage Plans

Group coverage is becoming more and more prevalent in the business world. If you’re not entirely sure what that means—this is the right place for you to learn. Let’s start with the basics: what is group coverage exactly, and how does it differ from individual coverage? Furthermore, what should you look for when choosing group… Read more »

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Posted by Gary Taffet

401(k), 403(b), 457: Which Retirement Plan Should You Offer to Your Employees?

Should you offer a retirement plan for your employees, and if you do, what type of plan should you make available? As your company grows and starts hiring more people, you might find yourself asking these questions. At Reliance Insurance Group, we can help you find the answers that will be best for the future… Read more »

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Posted by Gary Taffet

What Is Reinsurance? (And Does My Business Need It?)

What Is Reinsurance? (And Does My Business Need It?) As you are browsing your insurance company’s website, you might notice “reinsurance” listed among the services offered. What is reinsurance and is it something that your business should think about purchasing? Read on to learn more about this particular type of coverage. The simple answer for… Read more »

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